Account details, including balances, for a specified account.

Abbreviations

Abbreviations   Description
M Mandatory Must be part of the response, even if there is no data. Not returning this field in the response can break the receiving API.
D Deliver Producers are obligated to deliver all requested data if they can*. If the data exists in the Producers systems and is possible to deliver through the API, it must be part of the response. If the data does not exist or cannot be delivered through the API, the field can be omitted.
MC Mandatory conditional - Child fields where Parent field is marked «D»(Deliver), and is critical to give value to the Parent, is marked as «MC» (Mandatory Conditional). They are only Mandatory if the parent is part of response, but must be returned if Parent is part of the response.

- Child fields where Parent field is marked «M»(Mandatory) is crucial to give value to the Parent and must be delivered, even if there is no data. (See separate description for how to return empty or no data in fields.) Not returning this field in the response can break the receiving API.
O Optional Only used in input parameters

*If the data provider cannot deliver all requested data through Control API, but have more data offline, responseStatus must return value “partial”.

Input parameters

Values set by data consumer.

It is the data providers responsibility to validate all requests’ from the data consumers and to make sure that all requests are validated well enough. See some recommendations regarding validation of requests in Control API.

Parameter Description Comment
accountReference (M) A unique reference to the account, but should not be the account number and not simply decoded to an account number.  
AccountInfoRequestID (M) Consumers case reference id/number Link to Spesification of eOppslag
CorrelationID (M) Unique identifier for the technical request Link to Spesification of eOppslag
Legal-Mandate* (M) Legal basis the financial institution should validate. Formatted encoded text. Link to Juridiske rammebetingelser
AdditionalReferenceID* (O) Reference ID when legal-mandate is not adequate alone, or to identify requester at consumer. Should be validated according to the legal-mandate. Formatted encoded text. Required for some legal mandates.
More information in Spesification of eOppslag
AdditionalReferenceIDType* (O) What type of reference to expect in AdditionalReferenceID Required for some legal mandates.
More information in Spesification of eOppslag
fromDate (O) From date, current date if not stated  
toDate (O) To date, current date if not stated  

*It is recommended to validate AdditionalReferenceID and AdditionalReferenceIDType according to the legal-mandate (see what legal mandates which requires information in AdditionalReferenceID). Legal-mandate should always be logged with belonging AdditionalReferenceID.

Responses

Values in response from financial institutions.

All fields are to be provided as long as the bank/financial institution holds the data, regardless of whether the fields are marked as mandatory or not. This is according to the legal basis.

Value Level 1 Level 2 Level 3
responseStatus (D)      
account (D)      
  account.status (D)    
  account.servicer (D)    
    account.servicer.identifier (MC)  
      account.servicer.identifier.countryOfResidence (D)
      account.servicer.identifier.value (MC)
      account.servicer.identifier.type (MC)
    account.servicer.name (D)  
  account.accountIdentifier (MC)    
  account.accountReference (MC)    
  account.type (D)    
  account.currency (D)    
  account.name (D)    
  account.balances (D)    
    account.balances.creditLineIncluded (D)  
    account.balances.amount (D)  
    account.balances.creditDebitIndicator (D)  
    account.balances.registered (D)  
    account.balances.type (D)  
    account.balances.creditLineAmount (D)  
    account.balances.creditLineCurrency (D)  
    account.balances.currency (D)  
  account.primaryOwner (D)    
    account.primaryOwner.permission (D)  
    account.primaryOwner.identifier (D)  
      account.primaryOwner.identifier.countryOfResidence (D)
      account.primaryOwner.identifier.value (MC)
      account.primaryOwner.identifier.type (MC)
    account.primaryOwner.name (D)  
    account.primaryOwner.startDate (D)  
    account.primaryOwner.endDate (D)  
    account.primaryOwner.postalAddress (D)  
      account.primaryOwner.postalAddress.postCode (D)
      account.primaryOwner.postalAddress.type (D)
      account.primaryOwner.postalAddress.streetName (D)
      account.primaryOwner.postalAddress.buildingNumber (D)
      account.primaryOwner.postalAddress.townName (D)
      account.primaryOwner.postalAddress.country (D)
      account.primaryOwner.postalAddress.addressLines (D)
    account.primaryOwner.electronicAddresses (D)  
      account.primaryOwner.electronicAddresses.type (MC)
      account.primaryOwner.electronicAddresses.value (MC)
  account.startDate (D)    
  account.endDate (D)    

Description

responseStatus

Deliver

Indicates whether this is a complete answer, or whether there is data offline that can not be retrieved through the API.

  • partial: If there is any data in the producers systems that can be retrieved manually and is not part of the API response.
  • complete: If there are no more available data that can be retrieved manually. All known data has been returned in the response.

responseStatus is not to be used as an indicator for paginating.

[partial, complete]

account

Deliver

account.status

Deliver

Indicates the current status of an account

  • enabled: Any status of the account where a party can use the balance.
  • disabled: Any status of an account where no party can use the account, both temporarily or permanent. The account balance and properties are still available for viewing and listing. Accounts blocked due to bancruptcy shall return the value disabled.
  • deleted: Any status of an account where the account, balance and properties are no longer available at all
[enabled, disabled, deleted]

account.servicer

Deliver

Financial institution.

account.servicer.identifier

Mandatory conditional

account.servicer.identifier.countryOfResidence

Deliver

countryCode. The country the financial institution belongs to. From ISO 3166-1/Alpha-2 code.

account.servicer.identifier.value

Mandatory conditional

Organization number of the financial institution.

account.servicer.identifier.type

Mandatory conditional

  • countryIdentificationCode: The national registration code for businesses, enterprise, organizations and companies that is retrived from the National register for organizations. In Norway this would be from BRREG.
  • nationalIdentityNumber: Used for persons. The national identitycode for persons. In Norway this would be P or D numbers from FREG.
[countryIdentificationCode, nationalIdentityNumber]

account.servicer.name

Deliver

Name of the financial institution.

account.accountIdentifier

Mandatory conditional

Account number.

account.accountReference

Mandatory conditional

A unique reference to the account, but should not be the account number and not simply decoded to an account number.

account.type

Deliver

All accounts/products for a bank must be mapped into one of the account type that are stated in this list below:

  1. loanAccount: Account for funds borrowed by a financial institution to the party
  2. salaryAccount: Account for funds used on an ongoing basis by a person
  3. currencyAccount: Account for settlements and transactions in a fixed foreign currency
  4. savingsAccount: Account for funds used for savings
  5. clientAccount: Account for client funds (keeping clients funds separate from those of the business)
  6. taxDeductionAccount: Account for funds used to pay advance tax for employees
  7. businessAccount: Account for funds that are used on an ongoing basis by a company / business
  8. creditCardAccount: Account for funds used by credit cards
  9. prepaidCardAccount: Account for funds used by a prepaid card
  10. otherAccount: other type of account that cannot be grouped into the other nine categories or unknown type of account from legacy systems

Note: All account types that are or have been registered with the bank must be grouped into the ten valid values listed above.

[loanAccount, salaryAccount, currencyAccount, savingsAccount, clientAccount, taxDeductionAccount, businessAccount, creditCardAccount, prepaidCardAccount, otherAccount]

account.currency

Deliver

CurrencyCode ISO Standard 4217.

account.name

Deliver

Primary owners reference name for the account, if any.

account.balances

Deliver

Balance on the account. For historic data, only provide balance if historic balance is available.

account.balances.creditLineIncluded

Deliver

This indicates whether credit limit is included in balance or not. Credit limit should not be included in balance, so this field should always be false.

[true, false]

account.balances.amount

Deliver

The amount on balance. Always have positive value.

account.balances.creditDebitIndicator

Deliver

Indicates whether balance is positive or negative. Credit is positive and debit is negative.

[credit, debit]

account.balances.registered

Deliver

Date and time of balance ISO Date: YYYY-MM-DDThh:mm:ssZ for UTC eller YYYY-MM-DDThh:mm:ss+hh for other timezones. For example +02 for CEST. 2020-05-07T12:00:00Z = 2020-05-07T14:00:00+02

account.balances.type

Deliver

Available balance and booked balance. For request on today’s date, available balance per request date must be provided, as well as booked balance. For a specified period, the booked balance for stated “toDate” must be delivered.

[availableBalance, bookedBalance]

account.balances.creditLineAmount

Deliver

Amount of credit line.

account.balances.creditLineCurrency

Deliver

CurrencyCode. currency of the credit line in ISO Standard.

account.balances.currency

Deliver

CurrencyCode for the balance amount. ISO Standard.

account.primaryOwner

Deliver

Party (person or organization) who owns the account at the end date of the requested period, limited to the period the requested party had a role against the account.

account.primaryOwner.permission

Deliver

Specifies the type of role/right a person or organization has for an account.

  • rightToUseAlone: Can issue transactions changing the balance of the account on its own
  • rightToUseWithOther: Can only issue transactions changing the balance of the account together with other party
  • rightToSeeOnly: Can only view account details, but not issue transactions.
[rightToUseAlone, rightToUseWithOther, rightToSeeOnly]

account.primaryOwner.identifier

Deliver

account.primaryOwner.identifier.countryOfResidence

Deliver

CountryCode. The country the person or organization belongs to. In ISO 3166-1/Alpha-2 code format.

account.primaryOwner.identifier.value

Mandatory conditional

Birth and social security number or organization number.

account.primaryOwner.identifier.type

Mandatory conditional

[countryIdentificationCode, nationalIdentityNumber]

account.primaryOwner.name

Deliver

Name of the person or organization that owns the account.

account.primaryOwner.startDate

Deliver

Start date for when party got account ownership when creating account. This is the last period to be specified if the account is closed and re-opened. ISODate (yyyy-mm-dd).

account.primaryOwner.endDate

Deliver

End date for when the party lost their rights as an account owner. This is the last period to be specified if the account is closed and re-opened. No end date if the party still have right to the account. ISODate (yyyy-mm-dd).

account.primaryOwner.postalAddress

Deliver

The address of the party who owns the account.

account.primaryOwner.postalAddress.postCode

Deliver

Registered postalcode for the primary owners address.

account.primaryOwner.postalAddress.type

Deliver

Type of registered address for the primary owner.

[residential, business, mailTo, deliveryTo]

account.primaryOwner.postalAddress.streetName

Deliver

Street address registered on the primary owner.

account.primaryOwner.postalAddress.buildingNumber

Deliver

Buildingnumber for the street address registered on the primary owner.

account.primaryOwner.postalAddress.townName

Deliver

Postalcode location name, reffering to the Postalcode and street address for the primary owner.

account.primaryOwner.postalAddress.country

Deliver

Country code for the registered address of the primary owner. countryCode In ISO 3166-1/Alpha-2 code format.

account.primaryOwner.postalAddress.addressLines

Deliver

Additional address information, freetext.

account.primaryOwner.electronicAddresses

Deliver

account.primaryOwner.electronicAddresses.type

Mandatory conditional

[phoneNumber, emailAddress]

account.primaryOwner.electronicAddresses.value

Mandatory conditional

Registered phone number or e-mailaddress for primary owner, if any. Any format. Phonenumber may start with country suffix.

account.startDate

Deliver

Date when account was created. If a bank has more than one startDate and/or endDate for an account (it has been closed and reopened or recycled) where current parties had or have a role on the account, the latest dates shall be reported. The endDate shall always come after (be newer than) the startDate. If the account is currently open, no endDate shall be given.

account.endDate

Deliver

Date when account was closed. If a bank has more than one startDate and/or endDate for an account (it has been closed and reopened or recycled) where current parties had or have a role on the account, the latest dates shall be reported. The endDate shall always come after (be newer than) the startDate. If the account is currently open, no endDate shall be given.

Change log

Date Change Link in document
18.03.22 Specified that accounts blocked due to bancruptcy shall return the value disabled in account.status account.status
23.10.20 Specified that AdditionalReferenceID must be formatted encoded text Input parameters
25.09.20 Specified description of account.primaryOwner, the description is the same as in account list. account.primaryOwner
  V.1.1 is current version